Looking for Commercial Trucking Insurance in Las Vegas?
As a private carrier, company or employer. Whether you work in construction, excavation, manufacturing or any other capacity, we have truck insurance solutions for you.
Primary Liability – Any trucking/trucking company that operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for its leased vehicles or ensure that the leased owner of those vehicles will be carrying it on his/her own.
Cargo Insurance – Coverage for the loss or damage of property (the load) that is being carried by a truck. Usually, though not always, provided by the motor carrier for leased operators.
Physical Damage (Collision, Specified Perils) – Provides coverage for repair or replacement of damaged vehicles as a result of an insured loss (collision, fire, theft, hail, windstorm, earthquake, flood, mishap or vandalism).
Occupational Accident – Product designed specifically for owner-operators in the trucking industry. In most states, owners operating as independent contractors can opt out of state mandated workers compensation coverage. While not identical to workers comp, Oc/acc is similar in scope and intent.
Most motor carriers require their leased employees to be covered by either workers’ compensation or occ/acc at leasers’ expense. For those that qualify, occ/acc is typically a less expensive option.