Commercial Trucking Insurance

Looking for Commercial Trucking Insurance in Las Vegas?

As a private carrier, company or employer. Whether you work in construction, excavation, manufacturing or any other capacity, we have truck insurance solutions for you.

Primary Liability Any trucking/trucking company that operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for its leased vehicles or ensure that the leased owner of those vehicles will be carrying it on his/her own.

Generally, the motor carrier provides this coverage for the leased carriers, but in rare cases it doesn’t.

Cargo Insurance – Coverage for the loss or damage of property (the load) that is being carried by a truck. Usually, though not always, provided by the motor carrier for leased operators.

Physical Damage (Collision, Specified Perils)Provides coverage for repair or replacement of damaged vehicles as a result of an insured loss (collision, fire, theft, hail, windstorm, earthquake, flood, mishap or vandalism).

Occupational AccidentProduct designed specifically for owner-operators in the trucking industry. In most states, owners operating as independent contractors can opt out of state mandated workers compensation coverage. While not identical to workers comp, Oc/acc is similar in scope and intent.

Most motor carriers require their leased employees to be covered by either workers’ compensation or occ/acc at leasers’ expense. For those that qualify, occ/acc is typically a less expensive option.

How to get started on your quote

To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!

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Are you ready to save time, aggravation, and money? The team at We Insure Things is here and ready to make the process as painless as possible. We look forward to meeting you!

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