Livery Insurance

Livery insurance is a type of commercial auto insurance designed specifically for businesses that own and operate vehicles used to transport people or goods for a fee. This can include taxis, limousines, ride-sharing services, and delivery vehicles.

In Virginia, livery insurance is mandatory for businesses that operate vehicles for hire in order to protect their passengers, other drivers on the road, and their own vehicles. This includes businesses in Norfolk, Virginia, which is a major city in the state with a bustling transportation industry.

Livery insurance typically covers liability for bodily injury and property damage to third parties, as well as collision and comprehensive coverage for the insured vehicles. It is important for livery businesses to have this coverage to protect themselves from potential financial losses in the event of an accident, as well as to comply with state and local regulations.

In addition to liability and physical damage coverage, livery insurance may also provide coverage for other risks that are unique to this type of business, such as uninsured/underinsured motorist coverage, medical payments coverage, and coverage for personal property belonging to passengers.

Overall, livery insurance is an essential type of insurance for businesses that operate vehicles for hire, including those in Norfolk, Virginia. It helps protect both the business and its customers, and ensures compliance with state and local regulations.

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