Non-Medical Transport Insurance (NMTI) is a type of insurance that covers vehicles and drivers who transport people who do not require medical attention. It is specifically designed for vehicles that transport people to non-emergency medical appointments, social events, or other non-medical destinations.
The cost of NMTI can vary depending on several factors, such as the size of the fleet, the number of drivers, and the coverage limits. Generally, the cost of NMTI can range from a few hundred to a few thousand dollars per year.
Typical coverages for NMTI include liability coverage, which protects the insured against claims from third parties who suffer injury or property damage as a result of the insured’s actions. This can include bodily injury, property damage, and personal injury.
Another common coverage is physical damage coverage, which protects the insured’s vehicle against damage or loss due to collision, theft, fire, or other covered events.
Other optional coverages may include uninsured/underinsured motorist coverage, which covers the insured against damages caused by a driver who is not insured or who does not have enough insurance to cover the damages, and medical payments coverage, which pays for medical expenses incurred by the insured and passengers in the event of an accident.
Overall, Non-Medical Transport Insurance is an important protection for businesses and individuals who transport people to non-emergency medical appointments or other non-medical destinations. It can provide financial protection against liability claims and unexpected expenses that can arise from accidents or other covered events.